HanoverTrade ’s Privacy Policy

Thank you for visiting HanoverTrade. To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used at this site. The online activities of HanoverTrade - are governed by this Privacy Notice.

Summary of Hanover's Privacy Policy

As a general rule, we limit the amount of personally identifiable information we collect at our web sites and, unless we obtain your permission, endeavor not to use or disclose your personally identifiable information for any purpose other than that for which we collected it. HanoverTrade collects only personally identifiable information for the purpose of opening and maintaining accounts on HanoverTrade. HanoverTrade does not rent, sell, or otherwise share personally identifiable information with third parties for their own marketing or promotional purposes.

The Information We Collect and How We Use It

HanoverTrade collects the following types of personally identifiable information online: contact information (e.g., names, postal and e-mail addresses, phone and facsimile numbers), financial information, preferences, and bid information. At HanoverTrade.com, we may collect personally identifiable information from individuals either acting on behalf of a corporation or acting solely in their own business capacity.

We use and disclose personally identifiable information in the general operation of our loan sale advisory and outsourcing services. This includes establishing accounts, transacting bids, replying to inquiries, handling complaints, providing operational notices and in program record keeping. It also includes notifying you of programs, services, or developments that we believe may be of interest to you.

HanoverTrade uses your IP address to help diagnose problems with its server, to administer the Exchange, to help identify you and your trades, and to gather broad demographic information.

Release of the Information

HanoverTrade does not rent, sell, or otherwise share personally identifiable information collected at its web site with third parties for their own marketing or promotional purposes.

HanoverTrade will release personally identifiable information in response to legal process (for example, a subpoena) to a government agency conducting an investigation, or when required by law. HanoverTrade also will release personally identifiable information if it learns from its records that a company may be engaged in fraudulent activity or other deceptive practices that should be reported to law enforcement or regulatory authorities.

Other Information

During the course of doing business, HanoverTrade provides certain information not collected at its web sites - individually identifiable information relating to securities and loans - to potential buyers and sellers of loans and to clients that have retained our services for loan credit analysis. All information is maintained on our secure servers in a controlled environment, accessed via passwords, and transmitted securely.

Securing Your Information

As an on-line provider of loan sale advisory and outsourcing services, HanoverTrade has put in place appropriate physical, electronic, and managerial procedures, including encryption and authentication, to safeguard the information collected, transmitted, and maintained at our web site. Collectively, these procedures are designed to safeguard the security and integrity of personally identifiable and other information, including helping to prevent unauthorized access to information collected and maintained by our sites.

Your Choice

From time to time we may notify you of programs, services, or developments that we believe may be of interest to you. If you received this communication by e-mail, please use the "opt out" mechanism in the e-mail if you do not wish to receive solicitations in the future.

In addition, you can remove your name from our internally used HanoverTrade list (used internally for marketing or promotional purposes) by contacting us either: by e-mail at Administrator@HanoverTrade.com, or by mail at:

Systems Administrator
HanoverTrade
200 Metroplex Drive
Edison, New Jersey, 08817

or by calling us at (800) 537-9137.

Our Use of Cookies

To enhance your experience at our sites, many of our web pages use "cookies." A cookie is a small amount of data that is sent to your browser from a Web server and stored on your computer's hard drive. Hanover uses cookies to provide easier site navigation and access to forms. At HanoverTrade.com, we also use cookies to keep track of your trades, to deliver content specific to your interests, and to save your password so you don't have to re-enter it each time you visit the Exchange. You can still use the Hanover sites if your browser is set to reject cookies.

Updating Your Account

To update or correct any personally identifiable information in your account, sign onto our web site, select "My Preferences", select "My Personal Information" and update your profile.

How to Contact Us About Privacy

If you have any questions or comments about Hanover's compliance with this privacy notice, you may contact us at: Administrator@HanoverTrade.com or by calling us at (800) 537-9137.

Changes to Privacy Notice

If we decide to substantially change this Privacy Notice, the changes will be posted on this site so that you are always aware of the information we collect, how we use it and under what circumstances we disclose it.